
Checklist of documents required to buy or sell a home
Buying or selling a property is an exciting process, but it also involves a series of legal and administrative procedures that can be overwhelming if you are not prepared. Having all your documents ready from the start will save you time, avoid delays, and give the other party confidence.
In this article, you will find a practical checklist of the most important documents you will need, whether you are buying or selling a home.
Documents you need if you are buying a home
Before signing, make sure you review and have the following documents in your possession:
1. ID card or foreigner identification number (NIE)
To identify yourself throughout the process.
2. Deposit agreement
This is the preliminary agreement setting out the basic terms and conditions of the sale.
3. Simple note from the Land Registry
This confirms who the actual owner is and whether the property is free of encumbrances.
4. Latest property tax and utility bills
To check that there are no outstanding debts.
5. Property appraisal (if you need a mortgage)
Mandatory for the bank to grant the loan.
6. Binding offer from the bank
If you are financing the purchase, the bank will provide you with all the official documentation.
Documents required if you are selling a property
To ensure a smooth sale of your property, prepare the following documentation:
1. ID card or foreign resident ID number
Mandatory personal identification.
2. Deed
Document proving that you are the legal owner.
3. Simple note from the Land Registry
Provides transparency to the buyer regarding any encumbrances or mortgages.
4. Energy efficiency certificate
Required by law from the start of the sale.
5. Latest property tax and utility bills (electricity, water, gas, community fees)
To prove that there are no outstanding debts.
6. Certificate of being up to date with community fees
Issued by the property manager.
Practical tips
• Organize all documents in a physical folder and a digital folder for convenience.
• If you have any legal questions, consult a notary or specialized lawyer.
• As a real estate agency, we can help you compile, review, and deliver each document at the right time.
Conclusion
Buying or selling a home involves much more than setting a price and signing a contract. The right documentation is key to ensuring that the transaction is quick, secure, and free of unpleasant surprises.
This checklist provides a clear guide to what you need to prepare in each case. And if you'd rather not deal with the paperwork, remember that our real estate agency is here to accompany you throughout the process.